- Ordinary Loans
- Agriculture Activites
- Allied Activites
- Kisan Samrudhi Scheme
- Kisan Samrudhi Scheme Plus
- Enterprise Loans Scheme
- New Vehicles Loans
- Second Hand Vehicle Loans
- Education in India
- Education Abroad
- Swaraj Gur Credit Card
- New Construction
- House Renovation
- House/Flat Purchase
- Cash Credit
- Marriage Assistance
- Fixed Deposits
- Savings Deposits
- Gold Loan
- Locker Facility
- Two Wheeler Loans
- JLG
- Salary Certificate Loan
Construction of New House
Purpose
The purpose of the scheme is to provide credit for the construction of new house.
Eligible Borrowers
Individual/Groups
Quantum of Loan
It depends upon the area of the house to be constructed and the repaying capacity of the borrower. The maximum loan amount is up to Rs.25 lakhs.
Margin
The margin will be a minimum of 25% of the estimate cost.
Repayment of Loan
Maximum up to 15 years. The grace period will be up to 6 months.
Security & Valuation
Landed security in accordance with the guidelines issued by the RBI/NABARD/RCS
Rate of Interest
Loan Amount Up To - 25,00,000 :: 11.50 %